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First Colony Mortgage

By Clip Syndicate
First Colony Mortgage Video: First Colony Mortgage
First Colony Mortgage Wed, 19 Apr 2017 15:39:21 +0000 First Colony Mortgage First Colony Mortgage KTVX ABC 4 Salt Lake City >> if you are renning your home at this time, pay attention. we have travis here from first colonnee mortgage and apparently now really is the time to by a hem. >> yes, it is. >> we hear this phrase all the time but are you saying it is real. >> yes, it is real. >> okay, why. >>, well, there are lots of different factors. >> rent, lots of rent, prices are increasing. those type of things, i think make it so right now say good time to buy because those, the rent prices can change but your mortgage is fixed and it's going to be set for 15, 20, 30 years over. >> right. >> okay, so what is the current utah housing market is really pretty great right now for a lot of reasons, right? >> definitely. >> what are those. >> lots of reasons, so lots of new construction happening because there's so many businesses coming. i work at thanksgiving point and i feel like every month there is a new building that is coming up and all these businesses want to come here. and that creates lots of job opportunities. and because of that, prices have been increasing. so that's why right now is a good time to get into it because of those factors. >> for sure. okay so what about the mortgage loan rate there is a lot going on with the government, things that are changing. what are the rates like right now? >> yeah, so back in the election, nobody was really anticipating trump to win so after the election, interest rates jumped up quite a bit. a lot of uncertainty in the market, a lot of things happened. and so interest rates jumped up. and also the feds have met and they have talked about increasing interest rates this year, a few more times. so with that expectedded to happen in the future, it's good to jump on something now. >> okay. >> obviously you want to make sure you are in a good spot financially. doesn't mean it's a good time for everybody to buy right now. that's why you talk to a mortgage guy. >> right. >> like me to see, hey, this is a good game plan to get you into a home if you don't qualify right now. we talked about that last time. >> right. >> so yeah, that's why you talk to people like us to make sure it fits what you are trying to accomplish, that your monthly payment makes sense. >> that's what are you saying, a lot of people what they are paying for rent, you could be paying the same amount. >> if not less. >> or less an own your home, crazy to think about. >> yeah. >> it's also a really good time to refinance, right? >> yes, there are still opportunities, even though interest rates have increased a little bit from last year, if you missed that, the boat, then there are still opportunities to refinance by lowering your monthly payment, by paying off other debts, that is always an option to look into as well. yeah, so it's worth looking into, if you feel like-- that is why just calling someone like us is worth the phone call, we can take ten minutes and just go over your scenario and say yeah, let's look into it more in deptd. >> you are making it even easier for people, because first colonnee mortgage is offering a $5,000 giveaway. >> we are. >> that is really again yows. >> yeah, that say good deal, how are you doing this sth. >> yeah, so we are doing a giveaway where you have to post a video on the website www.fcm5, and on this website you post a video of you and your spouse or whatever, talk being really, just make it fun, talk about why renting is no fun. >> why renting is no fun. and what are you looking for in these videos, humor. >> whatever gets you likes, whatever gets you likes and votes. whoever has the most votes after may 15th gets the 5,000. >> $5,000, that's amazing. travis, good stuff, if you are interested in maybe refinancing or seeing if you can qualify for buying a home, make sure you call first kol onee mortgage and travis, he is such a good guy. we love having him on here. there is all the information on the screen and we'll

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