Video: On Your Side - Cell phone insurance
Accidents happen, especially to our phones.
Mon, 28 May 2018 03:09:22 +0000On Your Side - Cell phone insuranceAccidents happen, especially to our phones.http://chic.clipsyndicate.com/video/playlist/12507/7363094?cpt=8&wpid=2637WKBThappen, especially to our phones. and when a pricy smartphone takes a hit... it can amount to hefty repair costs. what about insurance for your phone? in tonight's on your side... consumer reports took a look to see if smartphone insurance is a smart choice for you. news 8's martha koloski explains. " there's a story behind every cell phone mishap. (sots: mos) "well the worst one was when it dropped in the toilet." "yeah i've broken like all my phones." "my son has had two breaks." "my phone is actually cracked right here, right now." (v/o) but what are the odds of a smartphone snafu happening to you? in a recent survey, consumer reports found that over the last two years, half of the folks they surveyed had at least one major incident with a phone in their household, and if there are kids in the house, that goes up to 81-percent. (v/o) without coverage, the average cost to repair a cracked screen for an apple iphone 8 is 145- dollars. a samsung galaxy s8 plus -- 277-dollars. chyron: bree fowler, consumer reports tech editor (sot) "phones in general now are more expensive because they have more sophisticated components - which means if you break it, it's going to cost you a lot more to fix it." (v/o) apple and samsung sell their own protection plans. apple care + for an iphone 8 costs 129- dollars, and 199 for the iphone x. samsung premium care is 11.99 a month. chyron: margot gilman, consumer reports, money editor (sot) " coverage plans from apple and samsung don't cover loss or theft. they're basically extended warranties, not insurance. so they cover things like cracked screens, mechanical failures." (v/o) or you could consider getting insurance through your provider. all four major carriers cover repairs, along with loss and theft, depending on the type of plan you select and your device. but is cell- phone insurance really necessary? (sot: margot gilman) "the important thing is to know thyself. you need to take a step back and ask yourself: am i the kind of person who tends to lose things, do i have teenagers who who tend to lose or break things." (v/o) cr's rule of thumb: if you feel like within a two year period you're likely to have two or more incidents occur to your phone, you may want to get insurance. ." consumer reports also found cracked screens are by far the most common repair need. thirty- percent of survey respondents said someone in their household had cracked their smartphone screen in the past two years.